Built for Indian Chartered Accountants

The intelligence
layer for
tax compliance

InnopayTX automates document parsing, bank statement analysis, and compliance tracking — so your Chartered Accountant firm spends less time on data entry and more time advising clients.

10+ Bank formats parsed
4 Tax documents supported
100% Automatic categorisation
Extraction confidence
98.4%
ICICI Bank · 6 months
Bank Statement Analysis — Kotak Mahindra Q4 FY 2025–26
₹4,82,310 Total Credits
₹3,21,840 Total Debits
₹1,60,470 Net Flow
164 Transactions
Date
Narration
Credit
Debit
Category
03 Jan 26
SALARY CREDIT RAJESH K
₹85,000
Salary
05 Jan 26
NEFT TO HOUSING SOC
₹28,000
Rent
15 Jan 26
ICICI MF DIVIDEND RECD
₹12,400
Other Income
21 Jan 26
TDS DEDUCTED Q3
₹8,500
TDS
28 Jan 26
SWIGGY ONLINE ORDER
₹3,240
Food
31 Jan 26
ELECTRICITY BILL MSEB
₹1,850
Utility
164 transactions · Jan–Mar 2026
High confidence extraction
Next deadline
15 Mar 2026
ITR-3 · Arjun & Associates
Supported banks
HDFC
ICICI
SBI
AXIS
KOTAK
YES
INDUSIND
PNB
BOB
CANARA
Auto-detects bank format
Core Capabilities

Everything a Chartered Accountant firm needs,
nothing it doesn't

From document upload to ITR-ready data — InnopayTX handles the extraction, categorisation, and compliance workflows that consume your team's time.

01 — Flagship

Bank Statement Intelligence

Upload PDF, Excel, or CSV bank statements from any of 10+ supported Indian banks. InnopayTX extracts every transaction, automatically categorises expenses into 20+ categories, detects recurring payments, identifies anomalies, and produces a month-wise cash flow analysis — ready for ITR and loan assessments.

Auto bank detection 164+ transactions Cash flow analysis Recurring payments Anomaly detection AIS reconciliation Excel export
02

Document Verification

Detect tampering and forgery in PDF bank statements. InnopayTX analyses metadata, producer signatures, and structural anomalies to flag suspicious documents before they reach the assessment stage.

Metadata analysis Forgery detection Risk scoring
03

Compliance Calendar

Track every filing deadline — ITR, GST, TDS, advance tax — across your entire client portfolio. Get deadline reminders before due dates so nothing slips through.

ITR deadlines GST compliance TDS due dates
04

AI Tax Queries

Ask natural-language questions about any client's tax position. Get answers grounded in the client's actual documents — Form 16, AIS, bank statements — not generic LLM responses.

Document-grounded Client context Audit trail
05

Multi-Client Management

Organise your practice by firm → client hierarchy. Each client's documents, compliance items, and analysis live in one place — accessible, searchable, and exportable.

Firm hierarchy Client portal Document hub
06

Structured Excel Exports

Export bank statement analysis as multi-sheet Excel files: Credits with tax classification, Debits by category, and a Tax Classification summary — formatted for direct use in ITR computation.

3-sheet format Tax-ready ITR computation
Document Intelligence

Every critical tax document, parsed automatically

Upload raw PDFs from the Income Tax portal, your bank's netbanking, or employer systems. InnopayTX extracts structured data ready for filing — no manual entry.

Form 16

Employer TDS Certificate

Extract salary breakdowns, allowances, deductions, and TDS details. Automatically maps to ITR-1/ITR-2 schedules.

AIS

Annual Information Statement

Parse the comprehensive AIS from the Income Tax portal. Cross-reference with bank credits for discrepancy detection.

Form 26AS

TDS / TCS Credit Statement

Extract TDS deducted by every deductor, advance tax paid, and refunds received across the assessment year.

Bank Statements

10+ Banks · All Formats

PDF, Excel, and CSV from HDFC, ICICI, SBI, Axis, Kotak and more. Auto-detects bank format — no manual selection required.

Workflow

From upload to ITR-ready
in minutes

See it live →
01

Upload Document

Drag and drop any bank statement PDF, Form 16, AIS, or Form 26AS. Password-protected PDFs are fully supported.

02

Automatic Parsing

InnopayTX identifies the document type and bank format, then extracts every field and transaction with confidence scoring.

03

AI Analysis

Transactions are categorised, recurring payments detected, cash flow computed, and income classified under the correct head of income.

04

Export & File

Download structured Excel reports or query the AI for specific tax questions. Everything is audit-ready and client-shareable.

Use Cases

Built for every Chartered Accountant workflow

Whether you're preparing individual ITRs, advising businesses on GST, or helping clients secure loans — InnopayTX has a workflow for it.

📄

ITR Filing Season

Process the full document set for any client in a fraction of the time. Form 16, AIS, Form 26AS, and bank statements — all parsed and reconciled before you open your ITR utility.

  • AIS vs. bank statement reconciliation
  • Auto head-of-income classification
  • TDS credit verification against Form 26AS
  • Export computation sheet directly
🏦

Bank Loan Assessment

Prepare comprehensive bank statement analysis packages for home loan, business loan, or overdraft applications.

  • 12-month cash flow summary
  • Average balance calculation
  • Recurring income identification
  • High-value transaction flagging
📅

Year-Round Compliance

Never miss a TDS return, advance tax payment, or GST filing again. The compliance calendar tracks every deadline across your entire practice.

  • TDS quarterly return deadlines
  • Advance tax instalment tracking
  • GST monthly / quarterly returns
  • Client-wise deadline dashboard
🔍

Tax Scrutiny Response

When a client receives a notice, quickly analyse their documents and generate a coherent income reconciliation.

  • Credit-by-credit income explanation
  • Document-grounded AI answers
  • Anomaly flagging for pre-emption
🔒

Document Authenticity

Verify that the bank statements your clients submit are genuine before relying on them for filings or loan preparation.

  • PDF producer analysis
  • Metadata integrity check
  • Risk-level classification
🏢

Multi-Client Practice Management

Organise your entire practice from a single dashboard. Each client has their own document vault, compliance tracker, and analysis history.

  • Client hierarchy management
  • Income source profiling
  • Practice-wide compliance view
  • Secure document storage
Ready to modernise your practice?

Stop entering data.
Start advising clients.

Join Chartered Accountant firms using InnopayTX to cut document processing time by hours per client. Your first firm is free to set up.

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